by Springwater Wealth | Jul 14, 2021 | Financial Planning, Retirement Concerns, Wealth Management
The statistics from the U.S. Department of Health and Humans Service will get your attention. Nearly 7 out of 10 Americans will use long-term care services at some point in their lives. The average period of care is three years. Women need care for an average of 3.7...
by Springwater Wealth | Jun 4, 2021 | Financial Planning, Retirement Concerns, Wealth Management
When someone mentions the word “annuity” to you, what are your immediate thoughts? Expensive? Complicated? A bad investment? Illiquid? If so, you’re not alone. Many retirees have negative perceptions of annuities. We’d like to set the record straight, but not because...
by Springwater Wealth | Mar 15, 2021 | Estate Planning, Wealth Management
John recently helped his father, Jeff, transition into a memory care facility. It wasn’t supposed to go this way. John’s father is 83 years old. He lived a pretty clean life – he ate reasonably well, didn’t drink or smoke, and was fairly active physically. And...
by Springwater Wealth | Jan 22, 2021 | Financial Planning, Wealth Management
You’re on the right path. You’ve graduated from college and started a career in your ideal profession. You’re working hard and being recognized for it. At this pace, you’ll be able realize all your aspirations. However, there are ten financial pitfalls that that could...
by Springwater Wealth | Oct 29, 2020 | Estate Planning, Financial Planning, Wealth Management
Unless you have kids, as a successful, young professional, you’ve probably not given much thought to life insurance. You probably know that your employer provides group life insurance. You don’t pay for it. So, it may not really mean all that much to you. Perhaps your...
