by Springwater Wealth | Nov 19, 2015 | Financial Planning, Retirement Plans
The 2016 retirement plan limits have recently been announced by the IRS. These new limits are effective January 1, 2016. If you are an employee and a retirement plan participant, be sure to contact your employer as soon as possible if you wish to change your...
by Springwater Wealth | Aug 21, 2014 | Financial Planning, Investment Management, Retirement Plans, Services, Wealth Management
Increasingly, American workers are retiring with multiple types of investment and retirement accounts, including taxable accounts like bank or brokerage accounts; tax-deferred accounts like 401(k), 403(b), SEP IRA and traditional IRA retirement accounts; and Roth...
by Springwater Wealth | Aug 12, 2014 | Financial Planning, Investment Management
In our view, one of the cruelest ironies of investing is that the best time to save for retirement is when one is young, because of the “magic of compounding”, yet this is precisely when one is likely also saving for a wedding, a first home, or the birth...
by Springwater Wealth | Jul 28, 2014 | Financial Planning, Investment Management, Retirement Plans
Conventional wisdom says that Roth IRA and Roth 401(k) accounts make the most sense for younger investors, because they have the greatest likelihood of facing higher tax rates in retirement. As a result, they’re thought to be better off paying taxes now (since...