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Dear Graduate – Time is on Your Side

“Did I ever tell you the story about the magic of compounding?” That’s what you should ask your recent college graduate when you give her a Roth IRA contribution for graduation. It’s possible she won’t listen, but years from now she’ll be very grateful. The power of...

Retirement Distribution Planning

So, you’ve managed to save enough to retire and spend the rest of your life doing things that really matter to you. If you’re like most Americans, and did not work in the public sector, you probably don’t have a pension from your prior employer(s). Instead, you saved...