by Springwater Wealth | Oct 26, 2020 | Financial Planning, Investment Management, Newsletter, Wealth Management
Many Americans face hours-long lines for early in-person voting We are now 8 days from the national election. Former Vice President Joe Biden continues to hold a substantial lead over President Donald J. Trump in national polls. Measures of stock market volatility...
by Springwater Wealth | Oct 6, 2020 | Financial Planning, Investment Management, Retirement Concerns, Taxes, Wealth Management
Introduction “It’s not how much you make, but how much you keep”. This fairly well-known quote gets at the heart of financial planning and investment management. It’s one thing to earn a nice income, to live within your means, and to save diligently. But it’s equally...
by Springwater Wealth | Sep 29, 2020 | Newsletter, Retirement Concerns, Retirement Plans
Start Planning Early Renowned investor Warren Buffet reportedly once said, “Someone’s sitting in the shade today because someone planted a tree a long time ago.” Indeed, one of the keys to overcoming retirement concerns, and to creating a successful retirement,...
by Springwater Wealth | Sep 15, 2020 | Newsletter, Retirement Concerns, Retirement Plans
If you were born between the mid 1940s and the mid 1960s, you’ve been labeled a “baby boomer” by economists and population researchers. Setting aside all the predictable jokes, there are some things that make you and your fellow “boomers” unique. One of those is that...
by Springwater Wealth | Aug 26, 2020 | Newsletter, Retirement Concerns, Retirement Plans
If you are approaching or already in retirement, then you are probably at least somewhat familiar with “required minimum distributions” (RMDs). The term applies to the distributions that the Internal Revenue Service (IRS) requires you to take from a retirement...