When it comes to negotiating a divorce, many couples - or their advisors or attorneys - pay little or no attention to retirement and investment accounts, assuming that they can simply be split in two. However, that's often a mistake, and a potentially very expensive...
In a draft working paper entitled "The Separation of Intelligence and Control: The Retirement Savings Crisis and the Limits of Soft Paternalism", Jacob Hale Russell, an academic fellow at the Rock Center for Corporate Governance at Stanford Law School, argues that the...
Many people are unaware that the beneficiary designations defined in a will do not apply to retirement accounts. Instead, all retirement accounts - including IRAs, as well as employer-sponsored retirement accounts like 401(k)s and 403(b)s - have their own beneficiary...
It is one of the worst-kept secrets of the investing world. Self-directed investors consistently generate investment returns that are far worse than those of the mutual funds they invest in. Lack of self-control, impatience and impulsive, emotional reactions all...
According to Bloomberg News, hedge funds returned an average of 7.4% in 2013, marking the fifth straight year of under-performance versus the broad stock market. You can read the entire January 7, 2014 Bloomberg article here.
The Atlantic's Matthew O'Brien recently published an article highlighting the adverse impact that high fees and expensive actively-managed mutual funds can have on your retirement. You can read the entire article here.
The Wall Street Journal's MarketWatch recently published an article that reinforces the case for properly diversifying your portfolio across a range of asset classes. The article also helps dispel the myth that a "boring" diversified portfolio will generate returns...
On March 23, 2010, President Obama signed into law the Patient Protection and Affordable Care Act, also referred to as the ACA or Obamacare. Among its provisions, the ACA includes a new 3.8% tax on net investment income that is applied to individual taxpayers...
On January 4, 2013 Barron's published an in-depth article exploring how Dimensional Fund Advisors, or DFA, has managed to build an excellent long-term performance record, and a rapidly-growing asset base, while doing zero advertising and making it relatively difficult...
In its December 16, 2013 wealth management section, the Wall Street Journal published a piece on evaluating your financial advisor, by focusing on selecting the right investment benchmark to measure the advisor's relative performance. There are a number of significant...
The Wall Street Journal recently published a feature section on avoiding potential traps and pitfalls with your year-end charitable giving. You can read the entire December 16, 2013 article here.
Prolific author and highly-regarded financial theorist William J. "Bill" Bernstein was recently interviewed by Index Universe. In the conversation, Bernstein argues for a reduction of exposure to risky assets - like stocks and real estate - when markets are rising,...
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