by Springwater Wealth | Jul 21, 2021 | Financial Planning, Retirement Concerns, Wealth Management
Most of us will start working after we’ve finished our formal education, whether that’s after high school, undergraduate college or university, or graduate school. And most of us will also work well into our 60s, or perhaps even longer, depending on the type of work...
by Springwater Wealth | Jul 14, 2021 | Financial Planning, Retirement Concerns, Wealth Management
The statistics from the U.S. Department of Health and Humans Service will get your attention. Nearly 7 out of 10 Americans will use long-term care services at some point in their lives. The average period of care is three years. Women need care for an average of 3.7...
by Springwater Wealth | Jul 8, 2021 | Financial Planning, Investment Management, Retirement Concerns, Wealth Management
After working – and diligently saving – for decades, retirement is finally here. And with it, the opportunity to travel more, to spend more time on your hobbies, to spoil your grandchildren, or perhaps to volunteer more time to causes important to you. If you’re like...
by Springwater Wealth | Jul 1, 2021 | Financial Planning, Investment Management, Retirement Concerns, Wealth Management
Previously, we defined “inflation”, explained how it’s measured, described its causes, and discussed why it can be a problem. We also described the general characteristics of investments that may help retirees protect themselves against inflation, and we identified...
by Springwater Wealth | Jun 23, 2021 | Financial Planning, Wealth Management
Over the years, our team of advisors has built literally hundreds of financial plans for our clients. And in many of these plans our client has wanted to include saving for college for a child, a grandchild, another family member or a close friend. New clients who...
by Springwater Wealth | Jun 17, 2021 | Financial Planning, Retirement Concerns, Wealth Management
On February 19, 2020, the S&P 500 index hit an all-time high of 3,386. Just over a month later, on March 23, 2020, the index fell to 2,237, a drop of 33%. It was the fastest sell-off in US stock market history. The Coronavirus had become a global pandemic and the...