by Springwater Wealth | May 24, 2021 | Newsletter
The changing flow of a river in early fall Currents Pulling in Different Directions If you have ever gone rafting, kayaking or even tubing, you know that rivers are much more complex than they appear on the surface. The river may appear to be moving as one uniform...
by Springwater Wealth | May 21, 2021 | Estate Planning, Financial Planning, Retirement Concerns, Wealth Management
Any experienced mountaineer will tell you that the most dangerous part of a climb is the descent. More serious accidents and fatalities happen when climbers are descending than when they are climbing upward. There are lots of reasons for this. Climbing can be very...
by Springwater Wealth | May 4, 2021 | Financial Planning, Retirement Concerns, Taxes, Wealth Management
Most of us think that saving is the most demanding part of planning and preparing for retirement. It takes discipline, persistence and commitment to accumulate enough resources to fund a 30+ year retirement. But, even after you’ve accumulated those resources, there...
by Springwater Wealth | Feb 17, 2021 | Investment Management, Taxes, Wealth Management
Over the years we’ve heard many clients indicate a strong preference for certain kinds of investments. We have had clients who were convinced that it only made sense to invest in large, “blue chip” American companies. Some have told us that they felt their small...
by Springwater Wealth | Nov 11, 2020 | Financial Planning, Wealth Management
One of the most powerful benefits that young professionals can utilize in their employer’s benefits programs is the health savings account (HSA). What is an HSA? A health savings account is a tax-exempt trust or custodial account that allows you to set aside...