by Springwater Wealth | Aug 7, 2018 | Newsletter
For most of our clients, Springwater has developed a comprehensive financial plan. The plans address the core areas of financial planning: budgeting and cash flow management, risk management (i.e. insurance), tax planning, estate planning, retirement planning and...
by Springwater Wealth | Jun 26, 2018 | Newsletter
Social Security benefits include automatic cost of living adjustments (“COLAs”), which are intended to ensure that payments keep pace with inflation. However, years of low inflation and rising Medicare premiums have meant that, for many seniors, the adequacy of Social...
by Springwater Wealth | Jun 18, 2018 | Newsletter
The trustees for Social Security and Medicare released a report on June 5, 2018 indicating that the benefits paid out by the Social Security program will exceed the program’s income for the first time since 1982. As a result, the trustees will be forced to draw down...
by Springwater Wealth | May 29, 2018 | Newsletter
Claiming Social Security can be quite confusing, and determining the strategy that will maximize your lifetime benefits can be complicated. If you are or have ever been married, it may seem even more so. Retirement benefits and survivor benefits (available to widows...
by Springwater Wealth | Apr 3, 2018 | Newsletter
So, you’ve managed to save enough to retire and spend the rest of your life doing things that really matter to you. If you’re like most Americans, and did not work in the public sector, you probably don’t have a pension from your prior employer(s). Instead, you saved...
