by Springwater Wealth | Jun 7, 2022 | Divorce Financial Planning, Financial Planning, Retirement Concerns, Wealth Management
Getting divorced can be a very emotional and difficult process. It can be stressful, painful and scary, even if you’re the one that decided to divorce. Divorce also has significant financial consequences for both partners. For that reason, it’s critical that you start...
by Springwater Wealth | Apr 29, 2022 | Financial Planning, Retirement Concerns, Retirement Plans, Wealth Management
If you’re retired and have health insurance through the Affordable Care Act (ACA) or Medicare, your premiums are directly related to your Modified Adjusted Gross Income (or “MAGI”). The higher your income, the higher your premiums. Unless you prepare your own tax...
by Springwater Wealth | Apr 29, 2022 | Newsletter
Employee Stock Purchase Plans can be a very attractive way to buy your employer’s stock, typically at a discount of up to 15%. But the tax rules around the sale of this stock can be complicated, and determining whether or not you’ll owe tax on the sale can be...
by Springwater Wealth | Apr 29, 2022 | Newsletter
Back in early 2020, we wrote about the changes that the Oregon State Legislature made to the tax benefits associated with contributions to the Oregon College Savings Plan. Those changes – described below – made a relatively disappointing program even less attractive....
by Springwater Wealth | Dec 19, 2021 | Divorce Financial Planning, Financial Planning, Investment Management
Springwater’s article on how a financial advisor can help an older, affluent divorcee was featured in the December 2021 edition of the Oregon State Bar’s Family Law Newsletter. You can read the entire article here.