by Springwater Wealth | Apr 23, 2019 | Newsletter
We recently wrote about the role annuities can play in your retirement plan. We noted that a basic, traditional annuity provides guaranteed income that you can’t outlive. Academic and industry research confirms that retirement plans are stronger and more secure with...
by Springwater Wealth | Mar 5, 2019 | Newsletter
Can you really make your IRA dollars tax-free? If you’re an avid, or even occasional, reader of personal finance books, magazine articles or blog posts, you’ve probably come across this topic. If not, your first reaction may be, “Since there’s no such thing as a free...
by Springwater Wealth | Feb 14, 2019 | Newsletter
It’s very common in divorce settlements for retirement accounts to be divided between the spouses. In a rather traditional situation, in which an empty-nest couple divorces after several decades of marriage, the husband would give up some portion of his 401(k) and/or...
by Springwater Wealth | Nov 13, 2018 | Newsletter
The 2017 tax law resulted in some important changes to how deductions work for federal taxes. Under the new tax law, many deductions have been eliminated or reduced, while at the same time the standard deduction was nearly doubled – to as much as $26,600 for a married...
by Springwater Wealth | Nov 1, 2018 | Newsletter
The 2019 retirement plan limits have recently been announced by the IRS. These new limits are effective January 1, 2019. If you are an employee and a retirement plan participant, be sure to contact your employer as soon as possible if you wish to change your...
