by Springwater Wealth | Jul 25, 2024 | Investment Management, Wealth Management
One of the big talking points of target date funds (or TDFs) by the companies who manage them is that they eliminate the “guesswork” of asset allocation for investors. The only problem is that their guesswork too often leaves a lot to be desired. It doesn’t make sense...
by Springwater Wealth | May 1, 2024 | Financial Planning, Investment Management, Taxes, Wealth Management
When planning for a secure and comfortable retirement, converting a traditional Individual Retirement Account (IRA) to a Roth IRA can have major long-term benefits. While everyone’s financial situation differs, there are several compelling reasons why converting some...
by Springwater Wealth | Nov 2, 2023 | Investment Management, Retirement Plans, Wealth Management
The 2024 retirement plan limits have recently been announced by the IRS. These new limits are effective January 1, 2024. If you’re an employee and a retirement plan participant, be sure to contact your employer as soon as possible if you wish to change your retirement...
by Springwater Wealth | Apr 26, 2023 | Investment Management, Retirement Plans, Wealth Management
You’re leaving your current job. Maybe you’ve retired, or you’ve taken a new job with another employer. Or maybe your current employer has laid you off. One decision you’ll need to make is what to do with your employer-sponsored retirement account with your former...
by Springwater Wealth | Oct 21, 2022 | Investment Management, Retirement Plans, Wealth Management
The 2023 retirement plan limits have recently been announced by the IRS. These new limits are effective January 1, 2023. If you’re an employee and a retirement plan participant, be sure to contact your employer as soon as possible if you wish to change your retirement...
