by Springwater Wealth | Aug 27, 2019 | Newsletter
Unless you follow the global capital markets, you’re probably not aware that investors all over the world are currently receiving negative yields on their investments in bonds. In the United States, government agencies and corporations still have to pay a positive...
by Springwater Wealth | Jul 30, 2019 | Newsletter
Many of our clients have children, and it’s not unusual for the clients to ask us for tips or guidance on educating kids about personal finance, since the subject is generally not covered in school. Yet, research has shown that by age 3, kids can grasp basic money...
by Springwater Wealth | Jul 25, 2019 | Newsletter
Most investors hold traditional assets like stocks, bonds, mutual funds and exchange-traded funds in their Individual Retirement Accounts (or “IRAs”). But some investors view direct-owned real estate – properties in which an owner, or a company controlled by that...
by Springwater Wealth | Jun 19, 2019 | Newsletter
With so many talking heads in the financial media discussing the fact that the ten-year US Treasury bond interest rate is now below the three-month Treasury rate, we thought we would give some context. An inverted yield curve happens when shorter-duration Treasuries...
by Springwater Wealth | Jun 4, 2019 | Newsletter
One of the worst-kept secrets of investing is that if you have a properly diversified portfolio, your return will never be as good as that of the best-performing asset class. Of course, it will also never be as bad as that of the worst-performing, either… There will...
