About 50 years ago, in 1960, only a small percentage of the population between the ages of 65 and 67 was working part-time. Fast forward to today, and that percentage has increased dramatically, to almost 20%. Partial retirement - defined as employment from which the...
Retirement plan sponsors have a fiduciary obligation to their plan participants. A recent MarketWatch article highlighted some of the features that "best in class" defined contribution plans offer. You can read the entire October 26, 2013 article here.
According to a recent article in the Los Angeles Times, Americans today spend less of their total income than they did in 1973, but they save less. The US savings rate is a fraction of what it once was: less than 5% today, versus about 13% four decades ago. You can...
The 2014 retirement plan limits have recently been announced by the IRS. These new limits are effective January 1, 2014. If you are an employee and a retirement plan participant, be sure to contact your employer as soon as possible if you wish to change your...
On October 30, 2013 the Social Security Administration announced a 1.5% benefit increase for 2014. This marks the fourth time in five years that the increase has been less than 2%. You can read the SSA's entire announcement here.
"Small" company retirement plans - defined as those with less than $2,500,000 in assets - are notorious for having relatively poor investment choices, little or no cost transparency, and high fees and expenses. Over your working career, paying 1% or more per year in...
The new 3.8% Medicare tax on net investment income took effect on January 1. It only affects higher-income individuals, but that can include anyone who has a big one-time receipt of investment income or gain beginning this year. An October 15, 2013 article on...
In this Business Insider video interview from 2008, Professor Ken French of Dartmouth discusses why owning commodities doesn't make sense for most investors.
Professor Eugene Fama of the University of Chicago was awarded the 2013 Nobel Prize for economics. In this video, Professor Fama - a director of Dimensional Fund Advisors - discusses his ground-breaking work in the field of financial economics.
Medicare's annual enrollment period opened this week, and runs through December 7. Choices made during the enrollment period will take effect on January 1, 2014. The New York Times's "Your Money Adviser" ran a helpful column on Medicare enrollment on October 19, 2013....
With Congress's latest effort to address America's economic and budgetary challenges behind us, and with a brief lull before their antics begin again in the winter of 2013/14, we thought it would be an opportune time to revisit the New York Times's 2010 budget deficit...
Bloomberg provides a concise summary of what the debt ceiling really is. Read their Quick Take here.
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