by Springwater Wealth | Apr 30, 2019 | Newsletter
Are you ready for a graduate level discussion on investing, and how to build a portfolio? We promise to keep the jargon to a minimum, and to explain academic terms, if we can’t avoid using them. At Springwater, our approach to building investment portfolios for our...
by Springwater Wealth | Apr 23, 2019 | Newsletter
We recently wrote about the role annuities can play in your retirement plan. We noted that a basic, traditional annuity provides guaranteed income that you can’t outlive. Academic and industry research confirms that retirement plans are stronger and more secure with...
by Springwater Wealth | Apr 16, 2019 | Newsletter
If you grew up in the Christian church, as many Americans have, you probably vaguely remember the story of the Four Horsemen. These Horsemen are referenced in the Book of Revelations, the last book of the New Testament of the Bible. Theologians differ on what these...
by Springwater Wealth | Apr 11, 2019 | Newsletter
Divorce is stressful on everyone involved, and the financial downside is usually anticipated by both parties. If you’re planning to divorce, you’ve probably budgeted for less income, sole responsibility for some larger expenses like a car payment, and legal fees....
by Springwater Wealth | Apr 9, 2019 | Newsletter
For decades, the number of American companies offering “defined benefit” pensions to their employees has been declining, as they have transitioned to employer-sponsored “defined contribution” retirement programs, like 401(k) and 403(b) plans. In addition to no longer...
