[et_pb_section fb_built=”1″ admin_label=”How We Help Image Section” _builder_version=”4.16″ background_image=”https:\/\/springwaterwealth.com\/wp-content\/uploads\/2022\/01\/How-We-Help-Banner-1600-800.jpeg” custom_padding=”112px|0px|365px|0px|false|false” da_disable_devices=”off|off|off” saved_tabs=”all” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row make_equal=”on” admin_label=”How We Help Image Row” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”How We Help Image Text” _builder_version=”4.16″ text_font=”Roboto Slab||||||||” text_text_color=”#ffffff” text_font_size=”60px” text_letter_spacing=”1px” text_line_height=”1.8em” header_font=”Montserrat|600|||||||” header_text_color=”#FFFFFF” header_font_size=”60px” text_orientation=”center” text_font_size_tablet=”50px” text_font_size_phone=”30px” text_font_size_last_edited=”on|tablet” header_font_size_tablet=”60px” header_font_size_phone=”40px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”How We Help Intro Section” _builder_version=”4.16″ _module_preset=”default” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”How We Help Intro Header – Integ FP and IM” _builder_version=”4.16″ _module_preset=”default” text_line_height=”1.8em” header_2_font=”Montserrat|600|||||||” header_2_text_color=”#6b6b6b” header_2_font_size=”40px” header_2_line_height=”1.2em” header_2_font_size_tablet=”40px” header_2_font_size_phone=”32px” header_2_font_size_last_edited=”on|phone” header_2_line_height_tablet=”1.7em” header_2_line_height_phone=”1.7em” header_2_line_height_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][et_pb_divider color=”#6b6b6b” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#6b6b6b” text_font_size=”20px” text_line_height=”1.8em” global_colors_info=”{}”]<\/p>\n
We believe that most everyone can benefit from planning, and from viewing their investments as the “engine” that powers their plan.<\/p>\n
While we offer both stand-alone financial planning and investment management services, most of our clients enjoy the benefits of integrating their planning and investment management into “wealth management”.<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”How We Help Our Approach Section” _builder_version=”4.16″ _module_preset=”default” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”How We Help Our Approach Header” _builder_version=”4.16″ _module_preset=”default” header_2_font=”Montserrat|600|||||||” header_2_text_color=”#6b6b6b” header_2_font_size=”40px” header_2_font_size_tablet=”40px” header_2_font_size_phone=”32px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][et_pb_divider color=”#6b6b6b” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#6b6b6b” text_font_size=”24px” text_line_height=”1.8em” text_font_size_tablet=”24px” text_font_size_phone=”20px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
We’re committed to providing you with clear, thoughtful and objective advice so that you can make informed choices for your financial life.<\/strong><\/p>\n As a Springwater client, you’ll sleep well at night, because you’ll know you have a robust financial plan in place that’s tailor-made for you.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Popup – #acquaint” module_id=”acquaint” module_class=”popup close-alt” _builder_version=”4.16″ _module_preset=”default” da_is_popup=”on” da_popup_slug=”acquaint” da_alt_close=”on” da_disable_devices=”off|off|off” global_colors_info=”{}” da_exit_intent=”off” da_has_close=”on” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#6b6b6b” text_font_size=”20px” text_line_height=”1.8em” global_colors_info=”{}”]Our process starts with a short, convenient conversation, arranged at your convenience, to determine if your situation matches our expertise.\u00a0 Call our office, fill out our website contact form, or send us an email, and we’ll get it scheduled.\n<\/p>\n \nIf there seems to be a good “fit”, we can follow up our call with a complimentary 60-minute consultation, either in-person or “virtually”, as you prefer.\u00a0 This is an opportunity to explore in more depth what you’re looking for from an advisory relationship.\n<\/p>\n \nAfter our consultation, if we both agree that we’re the right advisors for you, we’ll send send you an engagement letter, that reflects what we learned from our conversations, describes our process, and states our “not to exceed” fee for your financial plan. Return it to us when you’re ready to get the process started.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Popup – #finplan” module_id=”finplan” module_class=”popup close-alt” _builder_version=”4.16″ _module_preset=”default” da_is_popup=”on” da_popup_slug=”finplan” da_alt_close=”on” da_disable_devices=”off|off|off” global_colors_info=”{}” da_exit_intent=”off” da_has_close=”on” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.17.0″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#6b6b6b” text_font_size=”20px” text_line_height=”1.8em” global_colors_info=”{}”]<\/p>\n If you’re like most of our clients, you need a robust, comprehensive plan that addresses most or all of the core areas of financial planning: cashflow management, risk management (i.e. insurance), retirement saving (accumulation), estate planning, tax planning, and investment management advice.<\/p>\n But, depending on where you are in life, your plan may also include education funding for private school or college, Social Security planning, or retirement income (distribution) planning.<\/p>\n When your plan’s complete, we’ll review it with you, and “stress test” it for things that could go wrong.<\/p>\n Finally, we’ll detail “what we learned” and the “action items” for you in a personalized summary letter.<\/p>\n Schedule a free consultation<\/strong><\/a> today to learn more about how we can help you build a financial plan that delivers peace of mind.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Popup – #invman” module_id=”invman” module_class=”popup close-alt” _builder_version=”4.16″ _module_preset=”default” da_is_popup=”on” da_popup_slug=”invman” da_alt_close=”on” da_disable_devices=”off|off|off” global_colors_info=”{}” da_exit_intent=”off” da_has_close=”on” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.17.0″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#6b6b6b” text_font_size=”20px” text_line_height=”1.8em” global_colors_info=”{}”]<\/p>\n If you\u2019re at a point in life where you don\u2019t need a financial plan, but want a professional to manage your investments, we can provide investment management services on a \u201cstand-alone\u201d basis.<\/p>\n At Springwater, we’ve done our homework, so we know the factors that largely determine portfolio performance – and they’re things that a disciplined, professional advisor can control, like asset allocation (your “mix” of investments), diversification, taxes and fees, and perhaps most importantly, emotions.\u00a0 We don’t waste time on the loser’s game of trying to pick stocks, time the market or guess which sector or industry will out-perform next quarter.<\/p>\n Your investment strategy will be designed to take as little risk as possible, while still helping you achieve your goals – like college for your kids or grandkids, an early retirement, travel to interesting places with friends and family, or charitable giving, to name just a few possibilities.<\/p>\n If you\u2019re interested in expressing your personal values in your investments, we can build a portfolio for you that reflects your social, environmental and governance preferences. For example, many of our clients prefer fossil fuel-free investment funds.<\/p>\n Schedule a free consultation<\/strong><\/a> to learn why our approach to investing is the prudent way to manage a portfolio, and how it can provide you with a better long-term investment experience.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Popup – #wealthman” module_id=”wealthman” module_class=”popup close-alt” _builder_version=”4.16″ _module_preset=”default” da_is_popup=”on” da_popup_slug=”wealthman” da_alt_close=”on” da_disable_devices=”off|off|off” global_colors_info=”{}” da_exit_intent=”off” da_has_close=”on” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.17.0″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#6b6b6b” text_font_size=”20px” text_line_height=”1.8em” global_colors_info=”{}”]<\/p>\n Our wealth management service integrates personalized financial planning with tailored investment advice.<\/p>\n Your financial plan will be updated whenever you’d like.<\/p>\n Your portfolio will be managed in the context of your plan.<\/p>\n We’ll incorporate tax planning, estate planning and, when it’s time, income distribution planning, all with the objective of helping you create your ideal life.<\/p>\n Schedule a free consultation<\/strong><\/a> to learn more about how a personalized, integrated approach to managing your wealth can help you live the fulfilling life you want.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”How We Help Our Process Section” _builder_version=”4.16″ _module_preset=”default” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”How We Help Our Process Header” _builder_version=”4.16″ _module_preset=”default” header_2_font=”Montserrat|600|||||||” header_2_text_color=”#6b6b6b” header_2_font_size=”40px” header_2_line_height=”1.2em” header_2_font_size_tablet=”40px” header_2_font_size_phone=”32px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_divider color=”#6b6b6b” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#6b6b6b” text_font_size=”24px” text_line_height=”1.8em” header_2_font=”Open Sans|700|||||||” header_2_text_color=”#6b6b6b” header_2_font_size=”32px” global_colors_info=”{}”]We start with a short conversation, arranged at your convenience, to determine if your situation matches our expertise.<\/p>\n \nREAD MORE ><\/a><\/strong>[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/springwaterwealth.com\/wp-content\/uploads\/2022\/01\/How-We-Help-Acquainted-700-700.jpeg” title_text=”Happy mature older woman video calling on laptop working from home.” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”How We Help Our Process Header” _builder_version=”4.16″ _module_preset=”default” header_2_font=”Montserrat|600|||||||” header_2_text_color=”#6b6b6b” header_2_font_size=”40px” header_2_font_size_tablet=”40px” header_2_font_size_phone=”32px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_divider color=”#6b6b6b” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#6b6b6b” text_font_size=”24px” text_line_height=”1.8em” header_2_font=”Open Sans|700|||||||” header_2_text_color=”#6b6b6b” header_2_font_size=”32px” global_colors_info=”{}”]<\/p>\n We love meeting our clients, building lasting relationships and creating robust financial plans that deliver peace of mind.<\/p>\n READ MORE ><\/a><\/strong><\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/springwaterwealth.com\/wp-content\/uploads\/2022\/01\/How-We-Help-Financial-Planning-700-600.jpg” title_text=”How We Help Financial Planning 700 600″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”How We Help Our Process Header” _builder_version=”4.16″ _module_preset=”default” header_2_font=”Montserrat|600|||||||” header_2_text_color=”#6b6b6b” header_2_font_size=”40px” header_2_line_height=”1.2em” header_2_font_size_tablet=”40px” header_2_font_size_phone=”32px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_divider color=”#6b6b6b” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#6b6b6b” text_font_size=”24px” text_line_height=”1.8em” header_2_font=”Open Sans|700|||||||” header_2_text_color=”#6b6b6b” header_2_font_size=”32px” global_colors_info=”{}”]Your investment strategy will be built on decades of insights from financial science, and our deep understanding of portfolio management.<\/p>\n \nREAD MORE ><\/a><\/strong>[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/springwaterwealth.com\/wp-content\/uploads\/2022\/01\/Venn-Diagram-SRI-Website.png” title_text=”Venn Diagram – SRI Website” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”How We Help Our Process Header” _builder_version=”4.16″ _module_preset=”default” header_2_font=”Montserrat|600|||||||” header_2_text_color=”#6b6b6b” header_2_font_size=”40px” header_2_line_height=”1.2em” header_2_font_size_tablet=”40px” header_2_font_size_phone=”32px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_divider color=”#6b6b6b” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#6b6b6b” text_font_size=”24px” text_line_height=”1.8em” header_2_font=”Open Sans|700|||||||” header_2_text_color=”#6b6b6b” header_2_font_size=”32px” global_colors_info=”{}”]<\/p>\n Our wealth management clients have unlimited, as-needed access to our team for personalized planning advice and guidance.<\/p>\n READ MORE ><\/a><\/strong><\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/springwaterwealth.com\/wp-content\/uploads\/2022\/01\/Pre-Retirees.jpeg” title_text=”Couple discussing home economics” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Global Scheduling CTA Section” _builder_version=”4.13.0″ background_color=”#0ebfe9″ da_disable_devices=”off|off|off” global_module=”7708″ global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ 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