{"id":4505,"date":"2020-07-17T10:36:30","date_gmt":"2020-07-17T17:36:30","guid":{"rendered":"http:\/\/springwaterwealth.com\/?page_id=4505"},"modified":"2020-10-14T12:08:58","modified_gmt":"2020-10-14T19:08:58","slug":"college-planning","status":"publish","type":"page","link":"https:\/\/springwaterwealth.com\/how-we-help\/college-planning\/","title":{"rendered":"College Planning"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;College Planning Image Section&#8221; _builder_version=&#8221;4.4.8&#8243; background_image=&#8221;http:\/\/springwaterwealth.com\/wp-content\/uploads\/2020\/07\/Walking-on-Campus.jpg&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;][et_pb_row make_equal=&#8221;on&#8221; admin_label=&#8221;College Planning Image Row&#8221; _builder_version=&#8221;4.6.0&#8243; custom_padding=&#8221;112px||365px||false|false&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.4.8&#8243;][et_pb_text admin_label=&#8221;College Planning Image Text&#8221; _builder_version=&#8221;4.6.5&#8243; text_font=&#8221;Roboto Slab||||||||&#8221; text_text_color=&#8221;#ffffff&#8221; text_font_size=&#8221;60px&#8221; hover_enabled=&#8221;0&#8243; header_font=&#8221;Roboto Slab||||||||&#8221; header_text_align=&#8221;center&#8221; header_font_size=&#8221;60px&#8221; sticky_enabled=&#8221;0&#8243; header_text_color=&#8221;#ffffff&#8221;]<\/p>\n<p style=\"text-align: center;\">\n<h1>College Planning<\/p>\n<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.4.8&#8243;][et_pb_row _builder_version=&#8221;4.4.8&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.4.8&#8243;][et_pb_text admin_label=&#8221;Introductory Text&#8221; _builder_version=&#8221;4.4.8&#8243;]<\/p>\n<p><span style=\"font-weight: 400;\">Do you have a college-bound child?\u00a0<\/span> <span style=\"font-weight: 400;\">Are you concerned about whether you can afford their first-choice school?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Do you know what you\u2019ll be expected to pay? What about accessing scholarships, loans and grants?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">At Springwater Wealth, we can help you answer these questions, and give you the peace of mind to know you and your student have made the right choice.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Get the information you need in a free, no-obligation, personalized college funding report. You\u2019ll learn how you can save on the cost of college, as well as saving for it!<\/span><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Report Description&#8221; _builder_version=&#8221;4.4.8&#8243;]<span style=\"font-weight: 400;\"><\/p>\n<p>Your free report includes:<\/span><\/p>\n<\/p>\n<ul>\n<li style=\"padding-bottom: 16px;\">Helpful information about the different types of financial aid available<\/li>\n<li style=\"padding-bottom: 16px;\">How to calculate your &#8220;Expected Family Contribution&#8221;, or EFC<\/li>\n<li style=\"padding-bottom: 16px;\">A recommended strategy for meeting your EFC<\/li>\n<li style=\"padding-bottom: 16px;\">Detailed 1- and 4-year costs for three schools of your choice<\/li>\n<li style=\"padding-bottom: 16px;\">Information for an additional three nearby schools that offer the most need- and\/or merit-based aid<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_divider _builder_version=&#8221;4.4.8&#8243;][\/et_pb_divider][et_pb_code admin_label=&#8221;College Widget Code&#8221; _builder_version=&#8221;4.4.8&#8243;]<!-- College Money Report: Place this within your web page where you would like the widget to appear --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div id=\"cap-widget\"><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><script src=\"https:\/\/app.collegeaidpro.com\/widgets\/parent-report.php?dc0cbd34-ba35-11ea-9be2-06abed46e55c\"><\/script>[\/et_pb_code][et_pb_divider _builder_version=&#8221;4.4.8&#8243;][\/et_pb_divider][et_pb_text admin_label=&#8221;Why You Need a Plan Segment Title&#8221; _builder_version=&#8221;4.4.8&#8243; text_font=&#8221;Montserrat||||||||&#8221; text_text_color=&#8221;#0c71c3&#8243; text_font_size=&#8221;24px&#8221;]<\/p>\n<p>WHY YOU NEED A PLAN FOR COLLEGE<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Why You Need a Plan Text&#8221; _builder_version=&#8221;4.4.8&#8243;]<\/p>\n<p><span style=\"font-weight: 400;\">Over the past couple of decades, the cost of attending college has risen dramatically, at a rate much higher than the overall rate of inflation.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">At the same time, many states have been forced by budgetary constraints to reduce funding for their public universities, effectively increasing the share of cost of attendance paid by students and their families.<\/span><\/p>\n<p>As a result, affordability (cost as a percentage of household income) has decreased.<\/p>\n<p><span style=\"font-weight: 400;\">But, there are ways to lower your cost of attendance.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_divider _builder_version=&#8221;4.4.8&#8243;][\/et_pb_divider][et_pb_text admin_label=&#8221;Preparing for Cost of College Segment Title&#8221; _builder_version=&#8221;4.4.8&#8243; text_font=&#8221;Montserrat||||||||&#8221; text_text_color=&#8221;#0c71c3&#8243; text_font_size=&#8221;24px&#8221;]<\/p>\n<p>PREPARING FOR THE COST OF COLLEGE<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Preparing for the Cost Text&#8221; _builder_version=&#8221;4.4.8&#8243;]<\/p>\n<p><span style=\"font-weight: 400;\">Most of us are familiar with so-called 529 plans, which are tax-advantaged savings accounts intended to help save for college.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">But what if you\u2019re not sure if you\u2019ve saved enough, or if you\u2019re on track to do so?\u00a0<\/span><span style=\"font-weight: 400;\">Are there other ways to save for college?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Does it make sense to take out loans, and if so, should you or your student be the borrower? Does it matter?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">What about merit aid and athletic scholarships &#8211; how common are they?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Springwater can help you answer all these questions, and fit the cost of college into your overall financial and retirement plan.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_divider _builder_version=&#8221;4.4.8&#8243;][\/et_pb_divider][et_pb_text admin_label=&#8221;How Springwater Can Help Segment Title&#8221; _builder_version=&#8221;4.4.8&#8243; text_font=&#8221;Montserrat||||||||&#8221; text_text_color=&#8221;#0c71c3&#8243; text_font_size=&#8221;24px&#8221;]HOW SPRINGWATER CAN HELP [\/et_pb_text][et_pb_text admin_label=&#8221;How Springwater Can Help Text&#8221; _builder_version=&#8221;4.4.8&#8243; custom_css_main_element=&#8221;.entry-content ol, .entry-content ul {    padding: 30px 0px 30px 50px;||    list-style-position: outside;||}|| ||.entry-content ol li, .entry-content ul li {||    margin-bottom: 10px;||}||   &#8220;]<\/p>\n<p><span style=\"font-weight: 400;\">So you\u2019ve received your free report, but you still have questions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Where can you get your questions answered, with the honest, objective advice you need?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Springwater\u2019s advisors have been helping parents plan for college for over twenty years. Our clients have sent their students to the top Ivy League colleges, and to universities of all sizes across the country.<\/span><\/p>\n<p>We&#8217;re Because college affordability Something something special package created for just this need.<\/p>\n<p>Here&#8217;s how it works:<\/p>\n<\/p>\n<ul>\n<li style=\"padding-bottom: 16px;\"><span style=\"font-weight: 400;\">First, in a 60-minute consultation, we\u2019ll help you understand the results of your free report, answer any questions you may have, and confirm the accuracy of your Expected Family Contribution.<\/span><\/li>\n<li style=\"padding-bottom: 16px;\"><span style=\"font-weight: 400;\">Next, we\u2019ll guide you through our user-friendly college planning software program, so you can add an unlimited number of additional schools to your analysis. You&#8217;ll be able to make apples-to-apples comparisons of different school options across the country, and easily search for the best-fit schools for your student.<\/span><\/li>\n<li style=\"padding-bottom: 16px;\"><span style=\"font-weight: 400;\">Finally, in a second 60-minute consultation, we\u2019ll help you compare and contrast your preferred options, and discuss strategies for making your top choice(s) affordable, as well as how you can integrate paying for college into your overall financial plan. This may include reviewing ways to lower your Expected Family Contribution, assessing cost-effective borrowing options, recommendations for appropriate ways to pay your share of the costs, and strategies to protect your savings and retirement accounts from the financial aid formulas.<\/span><\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_divider _builder_version=&#8221;4.4.8&#8243;][\/et_pb_divider][et_pb_text admin_label=&#8221;Finer Details Segment Title&#8221; _builder_version=&#8221;4.4.8&#8243; text_font=&#8221;Montserrat||||||||&#8221; text_text_color=&#8221;#0c71c3&#8243; text_font_size=&#8221;24px&#8221;]THE FINER DETAILS [\/et_pb_text][et_pb_text admin_label=&#8221;Finer Details Text&#8221; _builder_version=&#8221;4.4.8&#8243;]<\/p>\n<p><span style=\"font-weight: 400;\"><strong><span class=\"darkbluetext\">Report:<\/span><\/strong> A free, no-obligation report with detailed<\/span>\u00a0costs for three schools of your choice, and information for an additional three nearby schools that may offer the most need- and\/or merit-based aid<\/p>\n<p><span style=\"font-weight: 400;\"><strong><span class=\"darkbluetext\">Advice:<\/span><\/strong> Two 60-minute consultations with a Springwater advisor<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><strong><span class=\"darkbluetext\">Analysis:<\/span><\/strong> Access to our college planning software so that you can add unlimited additional schools to your analysis<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><strong><span class=\"darkbluetext\">Access:<\/span><\/strong> Unlimited access to the software until August of your student\u2019s senior year of high school<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><strong><span class=\"darkbluetext\">Price:<\/span><\/strong> $1,500, paid $500 after your initial consultation and $1,000 after your second consultation<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Should you become a Springwater wealth management client, your college planning fee will be offset against your wealth management advisory fees.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_divider _builder_version=&#8221;4.4.8&#8243;][\/et_pb_divider][et_pb_cta title=&#8221;READY TO GET STARTED?&#8221; button_url=&#8221;http:\/\/springwaterwealth.com\/contact-us\/&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Contact Us Today&#8221; admin_label=&#8221;Call to Action&#8221; _builder_version=&#8221;4.4.8&#8243; header_font=&#8221;Montserrat||||||||&#8221; header_text_color=&#8221;#0c71c3&#8243; header_font_size=&#8221;24px&#8221; background_enable_color=&#8221;off&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#0ebfe9&#8243; button_border_color=&#8221;#0ebfe9&#8243; button_font=&#8221;Open Sans||||||||&#8221; button_icon_color=&#8221;#ffffff&#8221; button_alignment=&#8221;center&#8221; button_bg_color_tablet=&#8221;&#8221; button_bg_color_phone=&#8221;&#8221; button_bg_color_last_edited=&#8221;on|desktop&#8221; button_text_color__hover_enabled=&#8221;on|hover&#8221; button_text_color__hover=&#8221;#ffffff&#8221; button_bg_color__hover_enabled=&#8221;on|desktop&#8221; button_bg_color__hover=&#8221;#0ebfe9&#8243; button_bg_enable_color__hover=&#8221;on&#8221;][\/et_pb_cta][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;3.22.3&#8243; background_color=&#8221;#0060a5&#8243; custom_padding=&#8221;14px|0px|0|0px|false|false&#8221; global_module=&#8221;4205&#8243;][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;27px|0px|27px|0px|false|false&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;PDX Office Address&#8221; _builder_version=&#8221;3.27.4&#8243; text_font=&#8221;Montserrat||||||||&#8221; text_text_color=&#8221;#ffffff&#8221; z_index_tablet=&#8221;500&#8243; text_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; text_text_shadow_vertical_length_tablet=&#8221;0px&#8221; text_text_shadow_blur_strength_tablet=&#8221;1px&#8221; link_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; link_text_shadow_vertical_length_tablet=&#8221;0px&#8221; link_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ul_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ul_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ul_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ol_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ol_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ol_text_shadow_blur_strength_tablet=&#8221;1px&#8221; quote_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; quote_text_shadow_vertical_length_tablet=&#8221;0px&#8221; quote_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_2_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_2_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_2_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_3_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_3_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_3_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_4_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_4_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_4_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_5_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_5_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_5_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_6_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_6_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_6_text_shadow_blur_strength_tablet=&#8221;1px&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221;]<\/p>\n<p><strong>OUR LOCATIONS<\/strong><\/p>\n<p>Our Portland office is conveniently located off the SW Denney Road exit from Highway 217.<\/p>\n<p>6600 SW 105th Avenue, Suite 155<br \/> Beaverton, OR 97008<\/p>\n<p>Our Bay Area office is located in downtown Santa Cruz.<\/p>\n<p>133 Mission Street<br \/> Santa Cruz, CA 95060<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Schedule Consultation&#8221; _builder_version=&#8221;3.27.4&#8243; text_font=&#8221;Montserrat||||||||&#8221; text_text_color=&#8221;#ffffff&#8221;]<\/p>\n<p><strong>SCHEDULE A FREE CONSULTATION<\/strong><\/p>\n<p>If you&#8217;d like to learn more about how we can help you build a solid plan for your future, let us know by filling out our contact form. Or give us a call at (888) 998-4796.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;3.27.4&#8243; text_font=&#8221;Montserrat||||||||&#8221; text_text_color=&#8221;#ffffff&#8221;]<\/p>\n<p><strong>CONNECT WITH US<\/strong><\/p>\n<p>Want to keep up with the latest news from Springwater? Follow us across our social networks.<\/p>\n<p>[\/et_pb_text][et_pb_social_media_follow _builder_version=&#8221;4.2.2&#8243;][et_pb_social_media_follow_network social_network=&#8221;twitter&#8221; url=&#8221;https:\/\/twitter.com\/SpringwaterWM&#8221; _builder_version=&#8221;4.2.2&#8243; background_color=&#8221;#00aced&#8221; follow_button=&#8221;off&#8221; url_new_window=&#8221;on&#8221;]Twitter[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=&#8221;facebook&#8221; url=&#8221;https:\/\/www.facebook.com\/SpringwaterWealth\/&#8221; _builder_version=&#8221;4.2.2&#8243; background_color=&#8221;#3b5998&#8243; follow_button=&#8221;off&#8221; url_new_window=&#8221;on&#8221;]Facebook[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=&#8221;linkedin&#8221; url=&#8221;https:\/\/www.linkedin.com\/company\/springwater-wealth-management\/&#8221; _builder_version=&#8221;4.2.2&#8243; background_color=&#8221;#007bb6&#8243; follow_button=&#8221;off&#8221; url_new_window=&#8221;on&#8221;]LinkedIn[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>College PlanningDo you have a college-bound child?\u00a0 Are you concerned about whether you can afford their first-choice school? Do you know what you\u2019ll be expected to pay? What about accessing scholarships, loans and grants? At Springwater Wealth, we can help you answer these questions, and give you the peace of mind to know you and [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":8,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_mi_skip_tracking":false,"footnotes":""},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/springwaterwealth.com\/wp-json\/wp\/v2\/pages\/4505"}],"collection":[{"href":"https:\/\/springwaterwealth.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/springwaterwealth.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/springwaterwealth.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/springwaterwealth.com\/wp-json\/wp\/v2\/comments?post=4505"}],"version-history":[{"count":0,"href":"https:\/\/springwaterwealth.com\/wp-json\/wp\/v2\/pages\/4505\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/springwaterwealth.com\/wp-json\/wp\/v2\/pages\/8"}],"wp:attachment":[{"href":"https:\/\/springwaterwealth.com\/wp-json\/wp\/v2\/media?parent=4505"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}