by Springwater Wealth | Oct 6, 2020 | Financial Planning, Investment Management, Retirement Concerns, Taxes, Wealth Management
Introduction “It’s not how much you make, but how much you keep”. This fairly well-known quote gets at the heart of financial planning and investment management. It’s one thing to earn a nice income, to live within your means, and to save diligently. But it’s equally...
by Springwater Wealth | Feb 4, 2020 | Newsletter
As we meet with our clients, and with colleagues in the professional community, in the first few weeks of 2020, we’re often asked about our expectations for investment returns for the coming year. Now, you might think it would be easy for a professional investment...
by Springwater Wealth | Jul 16, 2019 | Newsletter
For many young people across the country, the prospect of home ownership is becoming an increasingly distant dream. A recent Unison report found that it’s more costly than ever to purchase a new home, with coastal cities the worst affected. Nearly all large...
by Springwater Wealth | Jul 9, 2019 | Newsletter
I am writing this from Lima, Peru. I am here for a few days before leaving for the Cordillera Blanca in the Andes, where I will hike the Huayhuash Trek. I hired a private guide, Yoselin, and toured this vast city for most of the day. We started in the Miraflores...
by Springwater Wealth | Apr 4, 2019 | Newsletter
The 2017 Tax Cuts and Jobs Act (“TCJA”) changed tax withholdings for W-2 wage earners. Because the new law nearly doubled the standard deduction, employees had less withheld from their paychecks. The required withholding on bonus payments, vested...
