by Springwater Wealth | Sep 15, 2020 | Newsletter, Retirement Concerns, Retirement Plans
If you were born between the mid 1940s and the mid 1960s, you’ve been labeled a “baby boomer” by economists and population researchers. Setting aside all the predictable jokes, there are some things that make you and your fellow “boomers” unique. One of those is that...
by Springwater Wealth | Aug 26, 2020 | Newsletter, Retirement Concerns, Retirement Plans
If you are approaching or already in retirement, then you are probably at least somewhat familiar with “required minimum distributions” (RMDs). The term applies to the distributions that the Internal Revenue Service (IRS) requires you to take from a retirement...
by Springwater Wealth | Aug 25, 2020 | Newsletter, Retirement Concerns, Retirement Plans
Baby Boomers – defined as the generation born between 1946 and 1964 – are heading into retirement by the millions each year. The first Baby Boomers reached “full retirement age” for Social Security in 2008, and the last of them will reach this milestone in 2031. The...
by Springwater Wealth | Aug 18, 2020 | Newsletter, Retirement Plans, Wealth Management
If you are a young professional just beginning to save for retirement, you are probably wondering about the best way to do it. If you have not yet come across target date funds, you will eventually. They are one of the most popular retirement investment vehicles. ...
by Springwater Wealth | Aug 4, 2020 | Newsletter, Retirement Concerns, Retirement Plans
The COVID-19 pandemic has revealed just how economically vulnerable many Americans are. Tens of millions of workers have lost their jobs and have been forced to rely on government assistance in order to pay their bills. We should not be surprised by this. A Federal...