A friend and I recently completed a four day, 55-mile backpacking trip in the Kalmiopsis Wilderness in southern Oregon. I ‘ve been on many backpacking trips and each one of them has presented challenges. The Kalmiopsis was no exception. The US Congress designated the...
Blog
Dividing a Pension in Divorce
What’s a Pension? A pension is a type of retirement plan that provides you with monthly income after you reach retirement age. Your employer contributes money to a pooled account that’s invested for the benefit of its employees, the plan participants. Depending on the...
When Can I Retire?
You probably started thinking about it years ago. What would it be like to do something different with your life? When can you start taking those month-long trips you’ve dreamt of? Which of your hobbies will become your new passion? You’re mentally ready to retire....
Social Security Strategies for Single, Divorced, & Widowed Women
America’s Social Security program provides economic security to millions. The Social Security program provides you with a source of income when you retire, or if you can’t work due to a disability. It can also provide benefits that support your legal dependents in the...
Springwater featured in Oregon State Bar’s Family Law Newsletter
Springwater's article on dealing with retirement plans in divorce was featured in the Oregon State Bar's Family Law Newsletter for June 2022. You can read the entire article here. PLEASE SEE important disclosure information at...
Springwater’s Q2 2022 Market Commentary
You can read our market commentary for the second quarter of 2022 here. PLEASE SEE important disclosure information at www.springwaterwealth.com/blog-disclosure/.
I’m Getting Divorced – What Can a CDFA® Do For Me?
You’re contemplating one of the biggest decisions of your life. It will affect where you live, your lifestyle, your relationships, and the very quality of your life. Ironically, it’s the bookend to the decision that preceded it some time ago … the decision to get...
5 Tips for Investing in a Volatile Market
Investing in the markets can be unnerving at times. At the time of this writing, the broader US stock market is in a “bear market” – down at least 20% from its most recent high – and the tech-heavy Nasdaq index is down over 34%. Looking back over time, we can see that...
Take Advantage of the IRS Retirement Plan Limits for 2022
Each fall, the IRS announces retirement plan limits for the next year. In November 2021, we detailed those 2022 plan limits on our website. As we write this, we’re almost halfway through the year. Here are some tips to take advantage of the 2022 IRS retirement plan...
Social Security for Divorced Women – How to Maximize Your Benefits
America’s Social Security program provides economic security to millions. The Social Security program provides you with a source of income when you retire, or if you can’t work due to a disability. It can also provide benefits that support your legal dependents (your...
Financial Planning for Divorced Women – Five Key Steps to a Secure Financial Future
Getting divorced can be a very emotional and difficult process. It can be stressful, painful and scary, even if you’re the one that decided to divorce. Divorce also has significant financial consequences for both partners. For that reason, it’s critical that you start...
What’s Medicare IRMAA and Why it Matters for You – Updated for 2022 with a Special Offer
If you’re retired and have health insurance through the Affordable Care Act (ACA) or Medicare, your premiums are directly related to your Modified Adjusted Gross Income (or “MAGI”). The higher your income, the higher your premiums. Unless you prepare your own tax...
Schedule a Free Consultation Today.
OUR ADDRESS
6600 SW 105th Avenue, Suite 155
Beaverton, OR 97008
OUR PHONE
(888) 998-4796
OUR EMAIL
questions@springwaterwealth.com
CONNECT WITH US
Want to keep up with the latest news from Springwater? Follow us across our social networks.