by Springwater Wealth | Sep 5, 2017 | Estate Planning, Financial Planning, Financial Planning, Services, Wealth Management
A few weeks ago, our Stream blog highlighted how you can give to charity by donating your appreciated investments. As the donor, you receive an income tax deduction for the fair market value of the securities. The charity receives your donated investments, sells them,...
by Springwater Wealth | Aug 29, 2017 | Financial Planning, Investment Management, Services, Wealth Management
What is an ESPP? An Employee Stock Purchase Plan (or “ESPP”) allows you to purchase shares of your employer’s stock at a discount. ESPP’s are only available for employees of publicly traded companies. How does an ESPP work? The ESPP has an enrollment period during...
by Springwater Wealth | Aug 22, 2017 | Financial Planning, Financial Planning, Investment Management, Services, Taxes, Wealth Management
Many of our clients give to charity and they do so in a variety of ways. They give cash contributions, their time and energy (e.g. at the local library), their professional services (e.g. on a board of directors), their old vehicles (OPB loves to receive them), their...
by Springwater Wealth | Aug 8, 2017 | Financial Planning, Financial Planning, Retirement Plans, Retirement Plans, Wealth Management
Introduction A retirement plan can be one of the largest assets in a marriage. Despite this, retirement accounts are sometimes overlooked during the divorce process, in part because asset division can be complicated and in part because a divorce can happen years...
by Springwater Wealth | Aug 1, 2017 | Financial Planning, Investment Management, Services, Wealth Management
Professional money managers use various tools to measure the value of an investment. One common measure is the Price/Earnings ratio. To get a P/E ratio, take the price of a stock and divide it by its earnings. We will use Facebook. The closing price for FB (its ticker...
by Springwater Wealth | Jan 29, 2017 | Financial Planning, Financial Planning, Investment Management, Retirement Plans, Services, Wealth Management
If you’ve reached a certain age, you may have recently received a letter from your bank, brokerage firm or mutual fund company, informing you that you’ll have to take an RMD before year end – and they may have even told you what the amount is. So what is an RMD? Well,...
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