by Springwater Wealth | Oct 6, 2020 | Financial Planning, Investment Management, Retirement Concerns, Taxes, Wealth Management
Introduction “It’s not how much you make, but how much you keep”. This fairly well-known quote gets at the heart of financial planning and investment management. It’s one thing to earn a nice income, to live within your means, and to save diligently. But it’s equally...
by Springwater Wealth | Jul 21, 2020 | Financial Planning, Newsletter, Taxes
Numerous studies show that individuals earn income that is directly correlated to their level of education. The higher one’s level of education, the greater one’s lifetime earnings. Think of a labor in an onion field with a grade school education versus a software...
by Springwater Wealth | May 27, 2020 | Financial Planning, Newsletter, Taxes
If you imagine your life as a journey, then you might think of a financial plan as a roadmap – or, if you’re a sailor, as a course to plot – designed to get you from where you are today to where you want to be in the future. During your journey you’ll encounter lots...
by Springwater Wealth | Mar 24, 2020 | Divorce Financial Planning, Financial Planning, Newsletter, Taxes
The dissolution of a marriage is often a very stressful and challenging process, and decisions on dividing assets can often exacerbate things. Understanding what you’re entitled to financially can help mitigate this stress and will help give you a clear picture of...
by Springwater Wealth | Mar 10, 2020 | Newsletter, Retirement Concerns, Taxes
You know how to save. You were probably taught from a very early age to do it. You may have had a piggy bank as a kid. Your parents may have opened a bank or credit savings account for you when you got your first job as a teenager. They probably encouraged you to...
by Springwater Wealth | Nov 14, 2017 | Financial Planning, Services, Taxes, Wealth Management
Last week we provided an overview of the House tax reform proposal. Later in the week the Senate released its version of the legislation. Below we add comments to our blog post last week and indicate the Senate’s proposal. We have highlighted the Senate version when...
