by Springwater Wealth | Nov 14, 2017 | Financial Planning, Services, Taxes, Wealth Management
Last week we provided an overview of the House tax reform proposal. Later in the week the Senate released its version of the legislation. Below we add comments to our blog post last week and indicate the Senate’s proposal. We have highlighted the Senate version when...
by Springwater Wealth | Sep 19, 2017 | Estate Planning, Financial Planning, Services, Taxes, Wealth Management
At Springwater, we have clients who are over the age of 70, who have individual retirement accounts (IRAs) and who do not need additional income. However, the government requires those over 70 (technically 70 1/2) to take distributions from their IRAs regardless of...
by Springwater Wealth | Sep 13, 2017 | Financial Planning, Investment Management, Taxes
If you’ve been terminated from a long-term job your employer may offer you severance pay, sometimes referred to as a separation package. Severance pay can include a lump sum payment, a period of continued paychecks, a continuation of some or all benefits, or...
by Springwater Wealth | Aug 22, 2017 | Financial Planning, Investment Management, Services, Taxes, Wealth Management
Many of our clients give to charity and they do so in a variety of ways. They give cash contributions, their time and energy (e.g. at the local library), their professional services (e.g. on a board of directors), their old vehicles (OPB loves to receive them), their...
by Springwater Wealth | Aug 15, 2017 | Financial Planning, Investment Management, Services, Taxes
A Restricted Stock Unit (RSU) is share of stock given to an employee as part of an overall compensation agreement. The stock is “restricted” in that the employee must meet certain service terms before the stock is “vested” and owned outright by the employee. Intel, a...
by Springwater Wealth | Dec 13, 2016 | Financial Planning, Taxes
The December 2016/January 2017 edition of “The Accountant”, published by the Oregon Society of CPA’s, included our article on Core Financial Planning Areas for Your Clients. The article highlights a number of areas where CPAs can assist their...
