by Springwater Wealth | Aug 29, 2019 | Newsletter
You’ve heard this story before. When Jane emerged from her divorce, she realized she had to rebuild her life. Her 24-year marriage to the man she met in college was over. Her two children were out of the house and off to college. At age 47, she found herself in a...
by Springwater Wealth | Aug 27, 2019 | Newsletter
Unless you follow the global capital markets, you’re probably not aware that investors all over the world are currently receiving negative yields on their investments in bonds. In the United States, government agencies and corporations still have to pay a positive...
by Springwater Wealth | Aug 20, 2019 | Newsletter
Recently the Oregon Public Employees Retirement System (PERS) board voted to affirm the current 7.2% assumed rate of return on the fund’s investment earnings for the next two years (the 2021-2023 budget cycle). This assumption is extremely important to PERS, because...
by Springwater Wealth | Aug 13, 2019 | Newsletter
When you leave your job – be it by retiring, resigning or via a lay-off/termination – you generally have several options for what you can do with your 401(k) account. Depending on your account balance, you may be able to keep it with your old employer’s plan. If...
by Springwater Wealth | Aug 6, 2019 | Newsletter
I’m not sure how the topic surfaced, as we six trekkers sat with our guide on rickety aluminum camp stools and enjoyed a candle-lit dinner inside a heavy canvas tent. Somehow, Dave – the 71-year-old guy from Britain – got to talking about cars. We quickly...