by Springwater Wealth | Jun 25, 2019 | Newsletter
The United States Census Bureau released a report last week that indicates what most of already know. Americans are getting older. From 2010 to 2018, the U.S. population’s median age increased by one year. In 2018, 16% of Americans were age 65 or older, a 3% increase...
by Springwater Wealth | Jun 19, 2019 | Newsletter
With so many talking heads in the financial media discussing the fact that the ten-year US Treasury bond interest rate is now below the three-month Treasury rate, we thought we would give some context. An inverted yield curve happens when shorter-duration Treasuries...
by Springwater Wealth | Jun 11, 2019 | Newsletter
Did you know that people calling themselves financial advisors are not all legally required to act in your best interest? The representative at the bank, the stockbroker, the insurance agent, the broker-dealer representative, the credit union advisor … none of these...
by Springwater Wealth | Jun 6, 2019 | Newsletter
For millions of Americans, Social Security forms the foundation of their retirement. For many, the benefit from Social Security comprises more than half their retirement income. From its creation during the administration of President Franklin Roosevelt, Social...
by Springwater Wealth | Jun 4, 2019 | Newsletter
One of the worst-kept secrets of investing is that if you have a properly diversified portfolio, your return will never be as good as that of the best-performing asset class. Of course, it will also never be as bad as that of the worst-performing, either… There will...
