by Springwater Wealth | Feb 26, 2019 | Newsletter
Let’s continue our discussion of annuities. We noted in our earlier post that some investment managers and advisors – including a certain firm based in Camas, Washington – are not particularly fond of annuities. We suggested it might make sense to look at...
by Springwater Wealth | Feb 21, 2019 | Newsletter
Asset location is a tax optimization strategy that takes advantage of the fact that different types of investments receive different tax treatment. To benefit from this strategy, you must have investments in both a taxable account (e.g. a brokerage account) and a...
by Springwater Wealth | Feb 19, 2019 | Newsletter
There’s a certain very large investment manager located in Camas, Washington that has become known for its founder’s strong opposition to annuities. In fact, many of this firm’s advertisements go something like this: “I hate annuities and you should too.” These ads –...
by Springwater Wealth | Feb 14, 2019 | Newsletter
It’s very common in divorce settlements for retirement accounts to be divided between the spouses. In a rather traditional situation, in which an empty-nest couple divorces after several decades of marriage, the husband would give up some portion of his 401(k) and/or...
by Springwater Wealth | Feb 12, 2019 | Newsletter
Smart investors recognize the importance of owning investments that don’t move in lock-step with each other, but rather perform differently over time. Why? Because over time, we expect the stock market to increase in value, albeit with short-term, occasionally severe,...
