by Springwater Wealth | Nov 19, 2015 | Financial Planning, Retirement Plans
The 2016 retirement plan limits have recently been announced by the IRS. These new limits are effective January 1, 2016. If you are an employee and a retirement plan participant, be sure to contact your employer as soon as possible if you wish to change your...
by Springwater Wealth | Nov 13, 2015 | Financial Planning
The New Times recently published a very helpful article on understanding college savings strategies in their “Your Money” section. “FAFSA”, “EFC”, “Pell Grant”, and more. Financial aid for college is as much art as it is...
by Springwater Wealth | Nov 10, 2015 | Financial Planning, Retirement Plans, Services
On November 2nd, President Obama signed the Bipartisan Budget Act of 2015. Once section of the Act closes two of the most attractive Social Security strategies – commonly referred to as “File and Suspend” and “Claim Now, Claim More...
by Springwater Wealth | Nov 3, 2015 | Financial Planning, Retirement Plans
Nobel laureate and M.I.T. professor of economics Robert Merton doesn’t think much of target-date funds. Excerpts from the November 2, 2015 online edition of Advisor Perspectives: Target-date funds are an exceptionally bad way to save for retirement, according to...