by Springwater Wealth | Sep 14, 2017 | Financial Planning, Services, Wealth Management
The Equifax Data Breach If you have a credit report, it’s likely that you’re one of the over 140 million Americans whose sensitive personal information was accessed through a data breach at Equifax, one of the nation’s three major credit reporting agencies. The other...
by Springwater Wealth | Sep 5, 2017 | Estate Planning, Financial Planning, Services, Wealth Management
A few weeks ago, our Stream blog highlighted how you can give to charity by donating your appreciated investments. As the donor, you receive an income tax deduction for the fair market value of the securities. The charity receives your donated investments, sells them,...
by Springwater Wealth | Aug 29, 2017 | Financial Planning, Investment Management, Services, Wealth Management
What is an ESPP? An Employee Stock Purchase Plan (or “ESPP”) allows you to purchase shares of your employer’s stock at a discount. ESPP’s are only available for employees of publicly traded companies. How does an ESPP work? The ESPP has an enrollment period during...
by Springwater Wealth | Aug 22, 2017 | Financial Planning, Investment Management, Services, Taxes, Wealth Management
Many of our clients give to charity and they do so in a variety of ways. They give cash contributions, their time and energy (e.g. at the local library), their professional services (e.g. on a board of directors), their old vehicles (OPB loves to receive them), their...
by Springwater Wealth | Aug 15, 2017 | Financial Planning, Investment Management, Services, Taxes
A Restricted Stock Unit (RSU) is share of stock given to an employee as part of an overall compensation agreement. The stock is “restricted” in that the employee must meet certain service terms before the stock is “vested” and owned outright by the employee. Intel, a...
by Springwater Wealth | Aug 1, 2017 | Financial Planning, Investment Management, Services, Wealth Management
Professional money managers use various tools to measure the value of an investment. One common measure is the Price/Earnings ratio. To get a P/E ratio, take the price of a stock and divide it by its earnings. We will use Facebook. The closing price for FB (its ticker...